Saving for routine and/or unforeseen medical expenses has never been easier with HealthCard, and the existing and new features of your HealthCard have ensured that it remains a valuable medical savings tool.

These include:

• The introduction of a convenient credit facility that provides for loans of between R1 000 and R10 000 for medical expenses, at competitive interest rates. The funds are paid directly into your HealthCard, and applications are subject to the Credit Act.
• The introduction of a debit order facility makes provision for your medical savings effortless, as the allocated amount is automatically transferred from your personal account to your HealthCard account. Debit orders can be arranged for amounts of R50 and upwards.
• The HealthCard is a perfect savings facility into which your Voila! rebate and Health Check rewards can be paid.
• The minimum balance has been increased from R10 to R50 in order to encourage you to save for medical expenses
• The funds in your HealthCard can only be used for medical services and you are therefore not tempted to spend the funds elsewhere. These funds can be used to pay for unexpected medical costs and services, as well as to provide for any medical cover shortfalls.
• The annual mid-December payout window allows you to withdraw accumulated funds (if not prohibited by a company policy or subsidized by your employer) for personal use, thus making it a medical savings account and a personal savings facility all rolled into one. All applications for the 2007 payout window must reach HealthCard by no later than 7 December 2007.

The HealthCard Team look forward to continuing to be your partner in providing innovative banking solution for your medical expenses and wish you a joyous festive season and a prosperous New Year.